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While you wait, these are the pages that answer the most common Ohio questions.
- The loan repayment penalty — three times the award, or $7,500 per remaining month.
- What Ohio pays — up to $120,000 over four years, tax-exempt.
- Ohio's 0.4% transfer cap — and why we will not quote your county.
- Final-year residents can apply, by statute.
- The full Ohio guide.
If something is urgent, call (480) 296-6513 or email mcerto@cfmtg.com.
Mike Certo, NMLS #260555. Cornerstone First Mortgage, NMLS #173855. Equal Housing Lender. Physician-loan program terms are set by the lender and change. Ohio Physician Loan Repayment Program award amounts, eligibility, service terms and penalties are set by the Ohio Department of Health and change. Ohio conveyance fees and county real property transfer taxes are set by statute and by county resolution and change.
Mike Certo · NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender. Educational content, not a loan commitment and not legal, tax, or licensure advice. Physician-loan program terms, eligible degrees, and overlays are set by the lender and change. Ohio Physician Loan Repayment Program award amounts, eligibility, service terms and penalties are set by the Ohio Department of Health and change; the figures here carry the date we verified them against the Department's published application packet and the Ohio Revised Code, and ODH's own pages cannot be read by automated tools, so confirm your position with the Department. Ohio conveyance fees and county real property transfer taxes are set by statute and by county resolution and change. All loans are subject to borrower and property qualification, including credit and income review.